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A Unique Mortgage Advice Service Designed for Business Owners by Business Owners
Practical help and advice to get the best mortgage for your needs
exclusive mortgage deals
tax efficient solutions
proper advice in plain english
Mortgages for Sole Traders
Being a sole trader can be tough. Finding new clients, managing staff, paying the bills, and keeping on top of the admin all takes time and can be pretty stressful at times.
So the last thing you need is additional stress and hassle when you're trying to get a mortgage or remortgage. But unfortunately, even though they probably don't earn as much as you do, your employees are likely to find it easier to get a mortgage than you will as a business owner.
That's because banks are more cautious when it comes to granting mortgages to sole traders. They know that your income is liable to fluctuate more than it would if you were somebody else's full-time employee. And, if you've done the sensible thing and structured your finances in a tax-efficient way, it can be harder to prove that you earn enough to be able to afford the mortgage you want.
This is why it makes sense to take expert mortgage advice from a fellow business owner.
As independent mortgage brokers we have access to thousands of different mortgages from hundreds of lenders, including specialist ones that you won't find on the High Street and who have exclusive deals for business owners like you.
To request a free consultation with one of our advisers, fill in our one-minute enquiry form or call us on 01242 323223.
Find Your Perfect Mortgage
Fill in your details below and a member of our specialist mortgages team will contact you to discuss the options available to you and help you choose the best deal.
Why Choose Us
Here at Coachhouse, we specialise in arranging mortgages for business owners and company directors. And all of our mortgage advisers either run their own businesses or have done in the recent past. This gives you a number of benefits that you won't get if you just walk into your local bank or try to find your own mortgage online.
Save time and hassle
As specialists in this sector, we always know which lenders are most likely to offer you a mortgage - even now when lenders are changing their criteria on an almost daily basis. So we won't waste time or risk damaging your credit rating by applying to lenders who are unlikely to approve you.
Maximise your chances of success
Because we know what each lender is looking for, we'll be able to present your application in the best possible light. This is especially important in the post-Covid world where lenders are asking far more questions about both your personal and business finances, and wanting evidence that your business hasn't suffered as a result of the pandemic.
Tax-efficient financial advice
We're not just mortgage brokers. We're fully qualified financial advisers too. So instead of just recommending a particular mortgage, we'll look at your whole personal and business situation and give you proper financial advice that helps you get the mortgage you want and reduces your tax bill.
Free mortgage advice
In the vast majority of cases, we won't charge you a fee for our advice or for arranging your mortgage. That's because we get paid by whichever lender you end up with.
the service was exceptional
BOREHOLE Solutions Limited, OWNER
We found working with Coach House Wealth Solutions very straightforward. Chris delivered exactly what we expected and ensured there was nothing that we did not understand along the way. The service was exceptional and we were given an in depth insight into our situation and options. I would not hesitate to recommend Coach House Wealth Solutions in the future.
Interest Rates Have Never Been Lower
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7 Tax Saving Tips for Business Owners
Download our free guide and discover how you can increase your income by taking advantage of the many tax saving opportunities available to business owners.